Secretary of State
STATE OF KANSAS
| KRIS W. KOBACH Secretary of State |
STATE OF KANSAS |
Finance Rates
Kansas Usury Rate
( K.S.A.16-207)
|
|
2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
January
|
4.42% | 5.02% | 6.11% | 6.47% | 6.30% | 7.41% | 7.57% | 7.56% | 7.13% | 7.20% | 7.07% | 8.64% | 8.78% | 9.71% | 8.29% | 8.75% | 9.54% | 8.74% | 10.95% | 8.76% | 9.62% |
|
February
|
4.60% | 4.93% | 6.09% | 6.33% | 6.51% | 7.04% | 7.72% | 7.57% | 6.97% | 7.15% | 7.16% | 8.36% | 8.50% | 10.09% | 8.21% | 8.60% | 9.54% | 8.65% | 10.66% | 8.47% | 9.20% |
|
March
|
4.59% | 4.96% | 6.16% | 6.25% | 6.53% | 7.36% | 7.48% | 7.58% | 7.07% | 6.95% | 6.98% | 7.91% | 8.48% | 9.73% | 8.67% | 8.64% | 9.55% | 9.21% | 10.15% | 8.95% | 8.97% |
|
April
|
4.60% | 5.11% | 6.16% | 6.37% | 5.92% | 7.16% | 7.55% | 7.82% | 7.42% | 6.91% | 7.02% | 8.59% | 8.51% | 9.88% | 8.63% | 8.69% | 9.87% | 9.59% | 10.22% | 9.78% | 8.99% |
|
May
|
4.43% | 4.90% | 6.01% | 6.36% | 6.09% | 7.42% | 7.58% | 7.96% | 7.13% | 7.50% | 6.94% | 8.21% | 8.71% | 9.87% | 8.62% | 8.55% | 9.79% | 9.80% | 10.06% | 10.17% | 8.98% |
|
June
|
4.74% | 5.85% | 6.12% | 6.53% | 7.59% | 7.79% | 8.05% | 7.01% | 7.72% | 6.38% | 8.10% | 8.63% | 10.08% | 8.97% | 8.57% | 9.64% | 10.01% | 9.40% | 10.24% | 9.06% | |
|
July
|
4.49% | 5.87% | 5.74% | 6.58% | 7.72% | 8.07% | 8.22% | 6.99% | 7.61% | 6.62% | 8.05% | 8.78% | 9.70% | 9.24% | 8.56% | 9.44% | 9.80% | 9.42% | 10.32% | 8.65% | |
|
August
|
4.30% | 5.77% | 5.58% | 6.57% | 7.82% | 8.06% | 7.97% | 7.16% | 7.46% | 7.48% | 7.93% | 8.42% | 9.70% | 9.55% | 8.56% | 9.05% | 9.88% | 9.52% | 10.12% | 8.64% | |
|
September
|
4.32% | 5.30% | 5.37% | 6.47% | 7.68% | 7.83% | 7.78% | 7.12% | 7.13% | 7.58% | 7.51% | 8.30% | 9.51% | 9.69% | 8.31% | 9.21% | 9.94% | 9.38% | 10.17% | 8.31% | |
|
October
|
4.10% | 5.03% | 5.57% | 6.21% | 7.40% | 7.70% | 7.58% | 7.31% | 7.09% | 7.02% | 7.24% | 8.02% | 9.34% | 9.44% | 8.01% | 9.03% | 9.78% | 9.39% | 10.50% | 8.38% | |
|
November
|
4.34% | 5.18% | 5.46% | 6.33% | 7.93% | 7.59% | 7.63% | 7.63% | 7.02% | 7.33% | 7.24% | 7.62% | 9.35% | 9.43% | 8.09% | 8.94% | 9.44% | 9.18% | 10.68% | 8.34% | |
|
December
|
4.25% | 5.12% | 5.69% | 5.96% | 6.87% | 7.31% | 7.47% | 7.64% | 7.15% | 7.28% | 7.43% | 8.23% | 9.06% | 9.56% | 8.24% | 8.91% | 9.22% | 8.93% | 10.97% | 8.79% |
Kansas Code Mortgage Rate
(K.S.A.16a-1-301)
|
|
2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
January
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.14% | 12.28% | 13.21% | |
|
February
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 13.59% | |
|
March
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 13.23% | |
|
April
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.09% | 12.01% | 13.38% | |
|
May
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.21% | 13.37% | |
|
June
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.13% | 13.58% | ||
|
July
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.28% | 13.20% | 12.74% | |
|
August
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 13.20% | 13.05% | |
|
September
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 13.01% | 13.19% | |
|
October
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.84% | 12.94% | |
|
November
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.85% | 12.93% | |
|
December
|
12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.56% | 13.06% |
Judgment Rate
(K.S.A. 16-204)
|
Effective Dates
|
Rate |
|---|---|
| July 1, 2012 - June 30, 2013 | 4.75% |
| July 1, 2011 - June 30, 2012 | 4.75% |
| July 1, 2010 - June 30, 2011 | 4.75% |
| July 1, 2009 - June 30, 2010 | 4.50% |
| July 1, 2008 - June 30, 2009 | 6.25% |
|
July 1, 2007 - June 30, 2008
|
10.25% |
|
July 1, 2006 - June 30, 2007
|
10.25% |
|
July 1, 2005 - June 30, 2006
|
8.25% |
|
July 1, 2004 - June 30, 2005
|
6.25% |
July 1, 2003 - June 30, 2004 |
6.00% |
July 1, 2002 - June 30, 2003 |
5.25% |
July 1, 2001 - June 30, 2002 |
7.25% |
July 1, 2000 - June 30, 2001 |
10.00% |
July 1, 1999 - June 30, 2000 |
8.50% |
July 1, 1998 - June 30, 1999 |
9.00% |
July 1, 1997 - June 30, 1998 |
9.00% |
July 1, 1996 - June 30, 1997 |
9.00% |
July 1, 1995 - June 30, 1996 |
9.25% |
July 1, 1994 - June 30, 1995 |
7.50% |
July 1, 1993 - June 30, 1994 |
7.00% |
July 1, 1992 - June 30, 1993 |
7.50% |
July 1, 1991 - June 30, 1992 |
9.50% |
July 1, 1990 - June 30, 1991 |
11.00% |
July 1, 1989 - June 30, 1990 |
11.00% |
July 1, 1988 - June 30, 1989 |
10.00% |
July 1, 1987 - June 30, 1988 |
9.50% |
July 1, 1986 - June 30, 1987 |
10.50% |
July 1, 1982 - June 30, 1986 |
15.00% |
Before July 1, 1982 |
12.00% |