Secretary of State
STATE OF KANSAS
| SCOTT SCHWAB Secretary of State |
STATE OF KANSAS |
Finance Rates
Judgment Rate
(K.S.A. 16-204)
|
Effective Dates
|
Rate |
|---|---|
| July 1, 2019 - June 30, 2020 | 7.00% |
| July 1, 2018 - June 30, 2019 | 6.5% |
| July 1, 2017 - June 30, 2018 | 5.75% |
| July 1, 2016 - June 30, 2017 | 5.00% |
| July 1, 2015 - June 30, 2016 | 4.75% |
| July 1, 2014 - June 30, 2015 | 4.75% |
| July 1, 2013 - June 30, 2014 | 4.75% |
| July 1, 2012 - June 30, 2013 | 4.75% |
| July 1, 2011 - June 30, 2012 | 4.75% |
| July 1, 2010 - June 30, 2011 | 4.75% |
| July 1, 2009 - June 30, 2010 | 4.50% |
| July 1, 2008 - June 30, 2009 | 6.25% |
|
July 1, 2007 - June 30, 2008
|
10.25% |
|
July 1, 2006 - June 30, 2007
|
10.25% |
|
July 1, 2005 - June 30, 2006
|
8.25% |
|
July 1, 2004 - June 30, 2005
|
6.25% |
July 1, 2003 - June 30, 2004 |
6.00% |
July 1, 2002 - June 30, 2003 |
5.25% |
July 1, 2001 - June 30, 2002 |
7.25% |
July 1, 2000 - June 30, 2001 |
10.00% |
July 1, 1999 - June 30, 2000 |
8.50% |
July 1, 1998 - June 30, 1999 |
9.00% |
July 1, 1997 - June 30, 1998 |
9.00% |
July 1, 1996 - June 30, 1997 |
9.00% |
July 1, 1995 - June 30, 1996 |
9.25% |
July 1, 1994 - June 30, 1995 |
7.50% |
July 1, 1993 - June 30, 1994 |
7.00% |
July 1, 1992 - June 30, 1993 |
7.50% |
July 1, 1991 - June 30, 1992 |
9.50% |
July 1, 1990 - June 30, 1991 |
11.00% |
July 1, 1989 - June 30, 1990 |
11.00% |
July 1, 1988 - June 30, 1989 |
10.00% |
July 1, 1987 - June 30, 1988 |
9.50% |
July 1, 1986 - June 30, 1987 |
10.50% |
July 1, 1982 - June 30, 1986 |
15.00% |
Before July 1, 1982 |
12.00% |
Kansas Code Mortgage Rate
(K.S.A. 16a-1-301)
Pursuant to the provisions of K.S.A. 16a-1-301(11)(a), the code mortgage rate is 12 percent. The reference rate referred to in the definition of “code mortgage rate” set forth in K.S.A. 16a-1-301(11)(b)(i) is discontinued, has become impractical to use, and/or is otherwise not readily ascertainable from the federal home loan mortgage corporation.
Kansas Usury Rate
(K.S.A. 16-207)
Effective July 1, 2013, the provisions of K.S.A. 16-207 are revised. The floating cap is removed on the interest rate charged for first real estate mortgage loans and contracts for deed to real estate, and the obligation is removed of the secretary of state to publish notice of the maximum effective rate of interest per annum for notes secured by all real estate mortgages and contracts for deed to real estate. The parties will be subject to continuing law which provides a rate that cannot exceed 15.0 percent per annum, unless otherwise specifically authorized by law.
|
|
2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
January
|
4.42% | 5.02% | 6.11% | 6.47% | 6.30% | 7.41% | 7.57% | 7.56% | 7.13% | 7.20% | 7.07% | 8.64% | 8.78% | 9.71% | 8.29% | 8.75% | 9.54% | 8.74% | 10.95% | 8.76% | 9.62% |
|
February
|
4.60% | 4.93% | 6.09% | 6.33% | 6.51% | 7.04% | 7.72% | 7.57% | 6.97% | 7.15% | 7.16% | 8.36% | 8.50% | 10.09% | 8.21% | 8.60% | 9.54% | 8.65% | 10.66% | 8.47% | 9.20% |
|
March
|
4.59% | 4.96% | 6.16% | 6.25% | 6.53% | 7.36% | 7.48% | 7.58% | 7.07% | 6.95% | 6.98% | 7.91% | 8.48% | 9.73% | 8.67% | 8.64% | 9.55% | 9.21% | 10.15% | 8.95% | 8.97% |
|
April
|
4.60% | 5.11% | 6.16% | 6.37% | 5.92% | 7.16% | 7.55% | 7.82% | 7.42% | 6.91% | 7.02% | 8.59% | 8.51% | 9.88% | 8.63% | 8.69% | 9.87% | 9.59% | 10.22% | 9.78% | 8.99% |
|
May
|
4.43% | 4.90% | 6.01% | 6.36% | 6.09% | 7.42% | 7.58% | 7.96% | 7.13% | 7.50% | 6.94% | 8.21% | 8.71% | 9.87% | 8.62% | 8.55% | 9.79% | 9.80% | 10.06% | 10.17% | 8.98% |
|
June
|
4.93% | 4.74% | 5.85% | 6.12% | 6.53% | 7.59% | 7.79% | 8.05% | 7.01% | 7.72% | 6.38% | 8.10% | 8.63% | 10.08% | 8.97% | 8.57% | 9.64% | 10.01% | 9.40% | 10.24% | 9.06% |
|
July
|
NA | 4.49% | 5.87% | 5.74% | 6.58% | 7.72% | 8.07% | 8.22% | 6.99% | 7.61% | 6.62% | 8.05% | 8.78% | 9.70% | 9.24% | 8.56% | 9.44% | 9.80% | 9.42% | 10.32% | 8.65% |
|
August
|
NA | 4.30% | 5.77% | 5.58% | 6.57% | 7.82% | 8.06% | 7.97% | 7.16% | 7.46% | 7.48% | 7.93% | 8.42% | 9.70% | 9.55% | 8.56% | 9.05% | 9.88% | 9.52% | 10.12% | 8.64% |
|
September
|
NA | 4.32% | 5.30% | 5.37% | 6.47% | 7.68% | 7.83% | 7.78% | 7.12% | 7.13% | 7.58% | 7.51% | 8.30% | 9.51% | 9.69% | 8.31% | 9.21% | 9.94% | 9.38% | 10.17% | 8.31% |
|
October
|
NA | 4.10% | 5.03% | 5.57% | 6.21% | 7.40% | 7.70% | 7.58% | 7.31% | 7.09% | 7.02% | 7.24% | 8.02% | 9.34% | 9.44% | 8.01% | 9.03% | 9.78% | 9.39% | 10.50% | 8.38% |
|
November
|
NA | 4.34% | 5.18% | 5.46% | 6.33% | 7.93% | 7.59% | 7.63% | 7.63% | 7.02% | 7.33% | 7.24% | 7.62% | 9.35% | 9.43% | 8.09% | 8.94% | 9.44% | 9.18% | 10.68% | 8.34% |
|
December
|
NA | 4.25% | 5.12% | 5.69% | 5.96% | 6.87% | 7.31% | 7.47% | 7.64% | 7.15% | 7.28% | 7.43% | 8.23% | 9.06% | 9.56% | 8.24% | 8.91% | 9.22% | 8.93% | 10.97% | 8.79% |